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Frequently Asked Questions

Below are some common questions we are asked.  Simply click a question to see the answer.

If you need any more information, then simply speak to an expert today.

  • Why is it important to get impartial advice?
  • How do I go about buying my first property?
  • I can not prove my income. What are my options?
  • How much can I borrow?
  • How much will my monthly payments be
  • I would like to raise additional capital.
  • I want to stay in my home and get a better rate (remortgage)
  • How long will it take to get a mortgage?
  • I have had credit problems in the past
  • I am not a UK citizen or resident
  • I want to purchase a property to let out.
  • Difference between repayment and interest only
  • What are the different types of mortgage products?
  • What will happen if the Bank of England Base Rate raises?
  • Option to purchase my council property.
  • I want to build my own house.
  • What is a mortgage?
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee charged for mortgage advice, the amount will depend on your circumstances we estimate this to be no more than £395.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.